Paytm / One97 Interview Preparation Guide 2026
Paytm / One97 is a Product Company headquartered in Noida, India. India's fintech leader with startup-like culture. Average package in India: ₹12-30 LPA (India). This guide covers the complete hiring process, what to prepare, and insider tips from successful candidates.
Company Overview
Category: Product Company
Headquarters: Noida, India
Average Package (India): ₹12-30 LPA (India)
Tech Stack: Java, Kotlin, React, Python
India's fintech leader with startup-like culture.
Hiring Process
The Paytm / One97 hiring process typically follows these stages:
Step 1: Online coding test
Step 2: Technical interviews
Step 3: Hiring manager
The entire process usually takes 2-4 weeks from application to offer.
Interview Rounds Breakdown
Round 1: Coding (1-2)
Solve 1-2 algorithmic problems within a time limit. Focus on optimal solutions with clean code. Explain your approach before coding.
Round 2: System Design (1)
Design a scalable system (e.g., URL shortener, chat system). Cover requirements, high-level architecture, database design, and trade-offs.
Round 3: Hiring Manager
Standard interview round testing technical and problem-solving abilities.
Preparation Strategy
8-Week Product Company Plan
Weeks 1-3: Core DSA patterns (Two Pointers, Binary Search, Trees, Graphs)
Weeks 4-5: Medium LeetCode problems + machine coding practice
Weeks 6-7: Company-specific problems and LLD practice
Week 8: Mock interviews and revision
Key Resources on W Code:
Top Tips from Successful Candidates
Salary & Compensation
Average Package: ₹12-30 LPA (India)
Compensation at Paytm / One97 typically includes base salary, performance bonuses, and RSUs/ESOPs. Product companies often offer ESOPs that can significantly increase total compensation.
Tech Stack & Roles
Primary Technologies: Java, Kotlin, React, Python
Paytm / One97 hires for roles including SDE-1, SDE-2, Senior SDE, and specialized positions. Product companies offer faster growth with hands-on development work.
Frequently Asked Questions
How do I get an interview at Paytm / One97?
What is the Paytm / One97 interview difficulty level?
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Start your Paytm / One97 interview preparation on W Code. Practice company-specific coding questions, take mock interviews, and track your progress — all for free!
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